Don’t Pay fees to lower your payments
Don’t pay fees to company that promise to lower your car payment or stop a repossession. This is almost always a scam. Never pay upfront for a service like this and make sure to talk to the lender during the process. Our suggestion would be to go to your lender and talk directly to them about your situation. Here is a video from the Federal Trade Commision about this topic.
The full article can be found here.